OVER 3 BILLION FUNDEDTHROUGHOUT OUR 30 YEARS
As pioneers in the bridge lending space, we work alongside our clients to provide loan solutions on a case by case basis in order to best meet the needs of any borrower.
Trusted by thousands of borrowers and businesses
Over $3 Billion Worth of Private Loans
There are a variety of occasions when a private bridge loan is the best solution for a commercial real estate owner. A private bridge lender can provide tailored solutions with rapid execution that traditional banks cannot offer. Structured financing is advantageous in situations in which the collateral or sponsor doesn’t fit the traditional box of a conventional lender.
Why First Financial?
We aim to make the financial life of our customers easier by providing them with a simple, fast, and reliable access to capital.
Quick and Reliable Closing
First Financial closes deal quickly and reliably within 1-2 weeks, while banks and other traditional lenders average 90 days or longer to close a deal.
Simple Application Process
Each lending opportunity is evaluated according to certain proprietary lending criteria and standards that have been established by first financial. Our simple form document and the standard diligence we gather enables us to quickly determine if we will proceed and issue a Letter of Intent (LOI), which is typically issued within 24-48 hours of receiving a loan request.
Flexible Capital
First Financial works with business owners and real estate operators, who are under-served by traditional financial institutions, to provide unique private financing solutions tailored to individual borrower needs.
Funding Sources
First Financial capital manages an investment fund of our clients and investors. We are entirely privately capitalized which allows us to have a faster credit decision process that results in us being able to provide financing at faster speeds than others in the industry.
Apply for a Loan
Fill out our initial borrower application and we will contact you shortly.
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Lending Process Overview
Funding Parameters
- Funding Amount
- $1,000,000 - $50M
- Terms
- 1 to 3 years
- Prepayment
- No Prepayment Penalties
- Property Type
- Commercial Properties
- Property Type
- Mixed, special-use, & non-conforming properties
- Location
- Nationwide
Recently Funded Loans
Recent Financing: Southern CA 76 and Circle K
| Area | Southern California |
| Loan Amount | $7,600,000 |
| Purpose | Acquisition Loan |
| Brand | 76 and Circle K |
Just Funded: $7MM For An Oregon Truck Stop
| Area | Oregon |
| Loan Amount | $7,000,000 |
| Purpose | Acquisition Loan |
| Brand | Sinclair |
$4MM Funded for Unbranded Gas Station In San Rafael, CA
| Area | San Rafael, CA |
| Loan Amount | $3,950,000 |
| Purpose | Acquisition Loan |
| Brand | Unbranded |
Get funding in as few as 14 days
First Financial closes deals quickly and reliably within 2-4 weeks. Contact us to learn more or apply today! Enter your email below and we'll be in touch shortly.